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REVISED INTEREST RATES ON DEPOSITS W.E.F. 11.03.2011
REGULAR INTEREST PAYMENT SCHEME (RIPS)
SENIOR CITIZENS ( 58 YEARS & ABOVE )
Rate of Interest per annum
Period
(Months)
Monthly
(%)
Quarterly
(%)
Annually
%
Maximum Deposit WithoutTax
Deduction at source (Rs.)
24 - 9.83 - 50,000/-
36,48 & 60 10.50 10.59 11.02 45,000/-
Minimum Deposits in Rs. Rs.20,000/- Rs.10,000/- Rs.10,000/-
Further deposits in Multiples of Rs.1000

OTHERS
Period
(Months)
Monthly
(%)
Quarterly
(%)
Annually
%
Maximum Deposit WithoutTax
Deduction at source (Rs.)
24 - 9.58 - 52,000/-
36,48& 60 10.00 10.08 10.47 47,000/-
Minimum Deposits in Rs. Rs.20,000/- Rs.10,000/- Rs.10,000/-
Further deposits in Multiples of Rs.1000

CUMULATIVE INTEREST PAYMENT SCHEME (CIPS-1)
SENIOR CITIZENS ( 58 YEARS & ABOVE )
Period MonthsBasic rate
per
annum (%)
Effective
yield
(%)
Maturity Value
for Rs. 10000/-
%
Maximum Deposit WithoutTax
Deduction at source (Rs.)
12 9.50 9.62 10992 50,380/-
24 9.95 10.72 12144 44,490/-
36 10.50 12.28 13684 36,810/-
48 10.50 12.98 15192 33,150/-
60 10.50 13.73 16866 29,850/-
MINIMUM DEPOSIT RS. 10,000/- AND FURHTER DEPOSITS IN MULTIPLES OF RE. 1/-

OTHERS
Period MonthsBasic rate
per
annum (%)
Effective
yield
(%)
Maturity Value
for Rs. 10000/-
%
Maximum Deposit WithoutTax
Deduction at source (Rs.)
12 9.25 9.65 10965 51,800/-
24 9.50 10.42 12083 45,830/-
36 10.00 11.61 13482 39,130/-
48 10.00 12.23 14894 35,410/-
60 10.00 12.91 16453 32,060/-
MINIMUM DEPOSIT RS. 10,000/- AND FURHTER DEPOSITS IN MULTIPLES OF RE. 1/-

CUMULATIVE INTEREST PAYMENT SCHEME (CIPS-II)
Rs. 608/- Becomes Rs. 1000/- in 60 months
MINIMUM DEPOSIT RS. 608/- AND FURTHER DEPOSITS IN MULTIPLES OF RS. 608/-
 
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