REVISED INTEREST RATES ON DEPOSITS W.E.F. 11.03.2011

REGULAR INTEREST PAYMENT SCHEME (RIPS)

SENIOR CITIZENS ( 58 YEARS & ABOVE )

Rate of Interest per annum

Period (Months) Monthly (%) Quarterly (%) Annually % Maximum Deposit WithoutTax Deduction at source (Rs.) 24 - 9.83 - 50,000/- 36,48 & 60 10.50 10.59 11.02 45,000/- Minimum Deposits in Rs. Rs.20,000/- Rs.10,000/- Rs.10,000/-

Further deposits in Multiples of Rs.1000

OTHERS

Period (Months) Monthly (%) Quarterly (%) Annually % Maximum Deposit WithoutTax Deduction at source (Rs.) 24 - 9.58 - 52,000/- 36,48& 60 10.00 10.08 10.47 47,000/- Minimum Deposits in Rs. Rs.20,000/- Rs.10,000/- Rs.10,000/-

Further deposits in Multiples of Rs.1000

CUMULATIVE INTEREST PAYMENT SCHEME (CIPS-1)

SENIOR CITIZENS ( 58 YEARS & ABOVE )

Period Months Basic rate per annum (%) Effective yield (%) Maturity Value for Rs. 10000/- % Maximum Deposit WithoutTax Deduction at source (Rs.) 12 9.50 9.62 10992 50,380/- 24 9.75 10.72 12144 44,490/- 36 10.50 12.28 13684 36,810/- 48 10.50 12.98 15192 33,150/- 60 10.50 13.73 16866 29,850/-

MINIMUM DEPOSIT RS. 10,000/- AND FURHTER DEPOSITS IN MULTIPLES OF RE. 1/-

OTHERS

Period Months Basic rate per annum (%) Effective yield (%) Maturity Value for Rs. 10000/- % Maximum Deposit WithoutTax Deduction at source (Rs.) 12 9.25 9.65 10965 51,800/- 24 9.50 10.42 12083 45,830/- 36 10.00 11.61 13482 39,130/- 48 10.00 12.23 14894 35,410/- 60 10.00 12.91 16453 32,060/-

MINIMUM DEPOSIT RS. 10,000/- AND FURHTER DEPOSITS IN MULTIPLES OF RE. 1/-

CUMULATIVE INTEREST PAYMENT SCHEME (CIPS-II) Rs. 608/- Becomes Rs. 1000/- in 60 months MINIMUM DEPOSIT RS. 608/- AND FURTHER DEPOSITS IN MULTIPLES OF RS. 608/-